We Work For You, Never The Carrier
Coastal Public Adjusting represents policyholders, homeowners and business owners, from nationwide. Insurance companies employ teams of adjusters, engineers, and attorneys. So do we.
Our Story
The principle of indemnity says an insured loss should restore you to pre-loss condition, no better, no worse. In practice, that outcome is rarely the first offer on the table. We built Coastal Public Adjusting to close that gap: a licensed public-adjusting firm that documents every loss forensically and negotiates until the settlement reflects what the policy actually owes.
Our Mission
To level the playing field between policyholders and their carriers. We handle the respirators, the debris, the spreadsheets and the phone calls so you can keep running your life and your business while your claim is handled the way the policy intends.
What Drives Us
Policyholder First
We are retained by you and paid from your recovery, our incentive is your maximum settlement, not the carrier's minimum.
Forensic Rigor
Every claim is documented down to the debris. We find the damage adjusters overlook and prove it beyond dispute.
A Team Behind You
Contractors, roofers, mitigation crews, engineers and attorneys we work with regularly, mobilized on your claim.
Have An Open Or Denied Claim?
A free claim review costs nothing and often reveals money left on the table.
Request a Claim Review