Know Before You File
Practical guidance on policy changes, claim strategy, and preparing for the next storm, written for policyholders, not carriers.
The difference between a full recovery and a shortfall is usually made in the first days after a loss. Read our latest guidance for policyholders:
Document Before You Clean Up
Photograph and video every angle of the damage before mitigation begins. Once debris is cleared, the evidence of the loss goes with it.
Read Your Policy's Appraisal Clause
Most policies include an appraisal provision, a faster, cheaper alternative to litigation when you and the carrier disagree on the amount of loss.
Don't Accept The First Offer
An initial offer is a starting point, not a final number. A forensic re-scope frequently reveals damage the carrier's adjuster overlooked.
Prepare Before Hurricane Season
Keep an up-to-date home or business inventory and a digital copy of your policy off-site, so a claim can be substantiated even if records are lost.
Have A Loss Right Now?
Don't wait, a free review protects your claim from day one.
Request a Claim Review